Insurance of any kind is one of those subjects that will always fail to get people excited.  It isn’t cool, it isn’t interesting and you don’t really care about it until you need it.  You pay your premium each year so you can sleep at night knowing you are covered if the worst should happen.

As in control of your life as you may feel, the unexpected can happen at any time.  Insurance allows you to plan for the worst and ensure anyone you leave behind is taken care of.  It allows you to rebuilt what is destroyed, and repair what is broken. 

Its nice living in the now and not worrying about the boring stuff, but you should always have half an eye on the future.  Having up to date and relevant insurance protects you from the things you don’t see coming.  It takes care of the ‘what if’s’ of life.  You are hedging your bets and ensuring you don’t lose out if your luck fails. 

Let’s be honest, living where we do in Florida insurance is essential, if expensive!  Your home is normally your most expensive asset and it needs protecting from hurricanes and crime.  In our litigious society very few people can afford to do anything unprotected. 

You will find information on auto, health, home and life insurance on this site providing information so you don’t become one of the reported 43% of Florida insurance customers that have had their policies cancelled by their insurers.  A staggering 58% of respondents to an online poll this year reported they were dissatisfied with their current insurers.  Of these, 60% cited their insurer cancelling their policy as their main complaint. (Reuters 04/03/09).

With statistics like these, it pays to do your research. 

Auto insurance covers you and your car while out on the road.  From just covering damage to your car, all the way to covering absolutely anything that is theoretically possible on a road.

Medical insurance covers your health needs.  Everything that you and your family may need regarding healthcare can be covered.  From policies that just cover doctors bills, to policies that will pay for long term care.

Home insurance covers your property and belongings.  Let’s be honest Florida has its fair share of natural forces to content with.  This is a thorny subject for most people.

Life insurance covers your dependants and beneficiaries are you’re gone.  Make sure you don’t leave people short when you have to leave them.  Or at the very least cover funeral expenses.

Like death and taxes, insurance is a chore, but one you have to at least consider, and buy if you can afford to.  You have to have even the most basic of auto insurance by law if you want to drive a car on the public roads.  Being as aware as you can be of the subject will enable you to get the most out of it, while putting the least amount of money into it.